Alt. Teaching Certification Fees

Hi Internet,
I am a first year Art Teacher at McNeil H.S. and I am struggling to pay my fees to the Alt. Cert. Program (iTeach), The payment plan is $400 a month for 10 months. I thought it wouldn't be a problem once I started getting my paychecks, but I was entirely wrong.  I had been job searching the entire summer and was barely making ends meet for months, then I finally got this job, YAY! However all my money was depleted and then I didn't get paid for over a month after starting. I've already borrowed from everyone I could and just need to get through this 1st year so that I will be fully certified. I have never used any fundraising tool like this before and I'm not sure if it will work at all but I have to try something.
Every teacher I have spoken with says that the first year is the hardest, but it would be wonderful if I could focus on my job more and on making ends meet less. If you are able to help me out it would mean the world to me and my family!
Thank you,
Nathan Fairchild