Vet bill

My dog has developed a lump on his tail, I sadly do not have the funds to take him to a vet or to pay for an operation to have it removed. 
I have called around my local vets to ask about payment plans but they don't do any and I am not near a PDSA.
This is my last resort before I may have to hand him over to the SSPCA which I  really don't want to do.
Any help would be greatly appreciated and used for the welfare of my dog, any remaining funds would be donated to a charity.
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