Help Tim & Nikki

Hello our names are Tim and Nikki we have decided to start this campaign due to some very unfortunate circumstances taking place. We have been married for about 2 years  now and things began to go in a great and exciting direction for us. After applying and being approved to buy our first house together we were headed in the direction that we had spent many nights praying to be in.
 
   Then something very unexpected happened... 
l (Tim) got a phone call at work saying that Nikki was being taken to the E.R. via ambulance from the pre school she taught at. The doctors couldnt really pinpoint the issue for us so they set her a follow up appointment and let us go home. Then about a week later it happened again. Doctors began to locate problems and began to treat her accordingly but could'nt release her to work and she ended up loosing her job over it all. Even in the midst of all this we were just happy and thankful she was alright.
  I started picking up side work anywhere i could as well as working at my regular job trying everyway known to make ends meet, adjusting, postponing and paying where needed. We were suddenly faced with medical bills due to Nikki loosing the insurance that she had been covered with from the school she taught at, as well as having the same bills with half of the houshold income.  After cutting back the things that were not a direct need,  it all continued to build over time. It's been a little over 6 months ago that this all began and since then Nikki has began feeling much better  and later after all the (medical condition) was behind us we began to feel breathing room agian lol, however over the past 6 months or so we'd had to put off mortgage  in order to keep bills paid once then 2 months were paid at once then they said due to the situation they were willing to work with us but have since sent letters saying we are headed towards being in default on our house. Just to catch up on other things we have had to only pay the past due balance on some stuff. The first 2 months as we readjusted everything we fell a month behind on almost everything. It is litterally been a constant stream of trying to catch up only to find ourselves behind , we've prioritized and began paying only whats a nessesity but we have landed in a state of fear of losing all that we have prayed and worked to get.
 As an example , as of today 7/23/2017 ,we have to take out of the already past due house payment to pay the water bill so it doesnt get cut off tommorrow. We can see a clearing ahead but we've got to get over this in order to get there and be able to raise our child in this house.  We are being as transparent as we can with this. This is embarrassing and  is litterally a last resort because we truly do not know what else to do. We genuinely are in need of some help. Thank you so much for your consideration