As you know, Hurricane Harvey has devastated great portions of Texas. Among those affected was my Cousin Christina Fogg and her family in League City. Their home is situated just 30 minutes from the coastline in one of the hard hit areas. It is in a neighborhood that was deemed safe from being flooded. However, the creek behind their house became jammed with debris that overflowed making the water rise from several inches to several feet in just a matter of hours, causing them to have to evacuate . It engulfed their entire downstairs and began creeping its way upstairs as well.
Although, they do have home owner's insurance, the various stipulations, clauses and exclusions have left them feeling virtually uninsured in so many aspects. None of their "contents" will be covered.
Even though some aide will be provided, in the form of some insurance coverage, it won't begin to cover all of their expenses. As far as what will and won't be covered?? Only the cost of repair and reconstruction to their first floor will be covered. This means all of the first floor furniture and some household appliances; fridge and freezer, washer and dryer - will NOT be covered and become an out of pocket expense for them. Their garage contents, all of Rob's "work tools for his trade" (welding and pipe fitting tools and compressors) AND all three of their vehicles. All gone. All a total loss. Not to mention their pool, which is also NOT covered and is currently home to some local fish.
Anyone who knows them, knows this: they are the first to lend a hand during a crisis or when somebody else needs a hand. Christina has a heart of gold, always putting anyone and everything before herself ~ and now she needs help. I was devasted when I found out how much they would still have to come out of pocket to replace everything they've lost. I know I cannot help her cover everything myself but would like to ask, on their behalf, for any donations to help get them back on their feet. Although some things can never be replaced, I would like to try to make this process a little easier for them if at all possible.
Any donations, large or small, would be appreciated more than you could possibly know. Continued thoughts and prayers are being sent to all the families affected by Hurricane Harvey.
Thank you all, in advance, for your prayers and donations to help this wonderful family recover. Much love to you all.
- John Toot
- Joseph Stephen
- Justin Spillmann
- Donald Oliver
Organizer and beneficiary
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