I am ashamed and embarassed to admit I messed up and continued to mess up with finances as I thought I could pull myself out of the mess.
I did not check with the bank until I received an overdraft notification a week later and could not get the collection agency or the bank to cancel the payment. I believed I could ride it out, even though it emptied my account and paid the last of Christmas off.
Although I am working regularly, the consistent overdraft fees allowing my bank to continue to pay bills such as rent, phone, and electricity have been stacking up and I am no longer even covering the overdrafts.
I have bounced my rent check two months in a row and fear this will be the third. I have been fortunate enough to have enough money coming into the bank to cover the rent, albeit late, for these two months. This month, I fear, will be different.
I loathe asking, but I need enough to not only cover my rent, but put a slightly positive amount in my account to prevent further overdraft fees from accumulating to allow me to catch up and stay afloat this month.
- Ann Cox
- Jasmine Heberling
- James Hill
- Ashton Worrall
- David VanVranken
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