Paying Grandma Back

I had a false claim a few years ago and my grandmother loaned me the money to pay for a lawyer to have it settled. I have been working to pay back the $10,000 she loaned me. I have gotten it down to about $3500. I have been in and out of work due to the pandemic and even spent some time homeless working to try and raise money towards paying her back. The car my parents were letting me drive is still in my dad's name and he said he will give it to me once she is completely paid back. Without a vehicle it is hard to get a decent job and even harder to keep one. Anything helps as I am also trying to find yet another job. Thank you
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