Bar Study
Donation protected
As you may know, I am about to graduate law school and take the bar. However, I am having difficulty obtaining the necessary funds for a bar study course to prepare me for the bar exam. There is only one lender that works with my school and offers a bar study loan and I have been denied, both in applying individually and with a co-signer. It pains me to be in this position because I strive to maintain my independence and refrain from asking anyone for money (I cried when the co-signer agreed to assist me with my application because I didn't want to ask them to co-sign). I currently have a 3.46 GPA in law school and have been lucky enough to obtain scholarships that covered my tuition for the last two years of my law school career. I also worked part-time throughout my entire second year of law school, which enabled me to borrow only $6,000 for that year.
From what I understand, based on the many questions I have peppered lenders with, no lender will grant an exception and lend me the money because they do not work with my school, my loan application with the particular lender that does work with my school was denied mainly because I have a significant amount of student loan debt (of course), and it is unlikely that any other loan would be approved due to the amount of debt I am in (even though I actually have a good credit score for a law student, recently paid off my car, obtain good grades, etc.).
The bar prep course itself is about $3,000 ($2,995 to be exact) and it is generally recommended not to work for the two months while studying for the bar because it takes away from the amount of time you are able to spend studying. However, considering my current situation, not working may not be an option.
Anyone who knows me, knows how much I've struggled to obtain loans and scholarships and that I've consistently stated that the only thing that could possibly prevent me from fulfilling my dream of becoming a lawyer would be money. Anyone who knows me also knows that if I'm asking, it's only because every other attempt I've made to do it another way has been unsuccessful. I feel as though I am out of options at this point and am terrified that all of my hard work will not be enough to achieve my dream.
From what I understand, based on the many questions I have peppered lenders with, no lender will grant an exception and lend me the money because they do not work with my school, my loan application with the particular lender that does work with my school was denied mainly because I have a significant amount of student loan debt (of course), and it is unlikely that any other loan would be approved due to the amount of debt I am in (even though I actually have a good credit score for a law student, recently paid off my car, obtain good grades, etc.).
The bar prep course itself is about $3,000 ($2,995 to be exact) and it is generally recommended not to work for the two months while studying for the bar because it takes away from the amount of time you are able to spend studying. However, considering my current situation, not working may not be an option.
Anyone who knows me, knows how much I've struggled to obtain loans and scholarships and that I've consistently stated that the only thing that could possibly prevent me from fulfilling my dream of becoming a lawyer would be money. Anyone who knows me also knows that if I'm asking, it's only because every other attempt I've made to do it another way has been unsuccessful. I feel as though I am out of options at this point and am terrified that all of my hard work will not be enough to achieve my dream.
Organizer
Teresa McCollum
Organizer
Rock Hill, SC
