I’ve never done this. But I am kind of in need. I totaled my car last April. I didn’t have collision on it( because I didn’t realize I needed it and It was stupid) I lost my job because of the lack of transportation and had to take jobs paying less. So I fell behind on my car note. I’m up to my ears in debt and I work from 8:30 in the morning to 12 pm at night just trying to keep up and catch up. The car loan is holding me back from doing anything. I feel like I’m swimming and can’t breath. I don’t know if anyone is even going to see this and if you do you probably won’t even care at all. But I’m trying to finish school and work all the time and this is my last resort. I know there are people who need more and you should give to them first.