SarahJane Raven & River Flood Recovery

Its 5 months after the Flood of 2013 and now the disaster loan I was able to get is coming due. I did get $392 from FEMA that I don't have to pay back.The way they set up disaster relief was that if you had a bad credit score, you got a grant. If you had a good credit score, they let you  borrow money from the SBA as disaster relief. I have worked hard since I was 12 to be responsible and take care of what needs to be. As a single mom with no financial support other than my work income, I had no plans of taking out a loan and was very proud of myself that I had finally gotten my home depot credit card paid down. within few weeks of that accomplishment, the flood happened.My home is not in the flood plain, is not near any streams or rivers, but the ground saturated to such a point that the water came in for 7 days. There was nothing that I could do to get it to stop or to avoid it. I would appreciate any help at all and am very grateful to any and all who can help or pass on my request. Thank you so much!