Desperate help

This will be one of these most embarrassing things I will ever have to do, but I’m trying an I’m leaving it in gods hands , My insurance has refused to cover my vehicle! I am currently still making payments on it , I have no idea what to do, the vehicle is deemed to be a total loss an I can lose my license due to this I am a single mother of 2 I work my butt of to support my children , I pay my bills I just don’t know how I am supposed to come up with $5200.00 to pay this truck off! Any help would be a blessing please do not judge me , I see so many people doin these things for the wrong reasons ! I really need help
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