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I'M NOT DROPPING OUT

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Hey familia, I'm not asking for a handout. I'm asking for help. I'm asking for a loan. Now unfortunately I've hit a stonewall with my finances for school. I have a $4700 hold on my Penn State account that is holding me back from taking class. As soon as I can clear out the hold and pay it in full, I will be able to go re-enroll for the spring semester.  I've tried private loans to cover the hold but I've been denied after 5 inquiries. The deadline for enrollment for spring is January 6th. However, I can start that re-enrollment process in November if I get the hold cleared out.  If I can get 15 people to put down $300, then I'll reach my goal. I'm trying to see where I can pull from to make this happen too. 

With that, all of my financial aid, including my Post 9/11 GI bill, will then start dispersing over the course of the semester, starting in January. This means that according to my budget, including from my income, I should be able to pay that $4700 back in full by August 2019.  I project knocking down the principle on a monthly basis from January through April at $800/mo, bringing it down to approximately $1500 by May of next year, and that's taking into account any hiccups or things going wrong. I can guarantee at least 50% of the loan paid back by May '19.  From May through July we're looking at $500/mo to clear out that debt. In short, I will pay you all back with great help from veterans affairs and my GI bill as soon as possible. 

I understand $4700 may seem like a lot in such a short amount of time. I'm just trying to get through college. I currently have a little over $10,000 in student debt as I approach the end here and this $4700 is holding me back.  I have a repayment plan. I have a financial coach. I'm not asking you to pledge it all but please, if you can help, it would be greatly appreciated.  

Thank you for your time and consideration.

Siguiendo pa' LanTe. Dame La Llave.

David Mitchell Giboyeaux
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Donations 

  • José Javier Gonzalez
    • $300 
    • 5 yrs
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Organizer

David Tipo Giboyeaux
Organizer
State College, PA

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