Keep my home, Tessa Dick
My home needs repairs that I can't afford, and I have to refinance the mortgage because I'm paying almost ten percent interest to a company that doesn't even give me an honest record of my payments. I also need to keep paying the property taxes, which keep going up. Carpenter ants, which are like termites on steroids, have damaged my kitchen. Some local people are donating some materials and labor, but I still have to pay for some of it. They can't do everything for free. I spent a lot of money fixing up the bathroom, and that was also done at a discount. I also had to have a huge cedar tree and a huge oak tree trimmed away from my roof. I still need a back porch, too. It's falling apart. I'm almost 65 years old and in poor health, but I do as much as I can to fix the little things. The clock is ticking, and I have learned that I can't refinance because my income is too low, and I can't get a reverse mortgage for the same reason. However, if home values keep rising, I can get the reverse mortgage next year. I just have to hang in there for a while.+ Read More
My visit to the DMV went well, and they will mail me a new license. I feel really weird walking around without ID. I think I'll start carrying a purse with nothing but trash in it, and put all my cards in a fanny pack or something like that.
Heading to the DMV today to get my driver's license replaced. I went on Monday, but their computers crashed, so they gave me an appointment for today. I hope I have enough documents to establish my identity and get my license.
Just so you know, my house would have been paid off by now, but I refinanced it in 2007 to pay off my student loans. I originally borrowed 15 thousand, but the balance had grown to $35 thousand, which seems outrageous, so I had to put a stop to it.
I'm absolutely devastated that some thief or thieves stole my cards and spent all my money. They must have watched me set up the Metrolink account on my phone when I paid for my train ticket, and then followed me onto the train and waited for an opportunity to steal my purse -- otherwise, how did they get the pin number for the debit card? I will eventually get back some of the money, maybe most of it, but meanwhile, I'm struggling.