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Military Family Home Destroyed by Earthquake

$7,820 of $289,000 goal

Raised by 115 people in 5 days
On November 30, 2018 a 7.0 earthquake wreaked havoc on Alaskans in the Anchorage area. For us, it took away our home where we planned to raise our children after my husband’s military service.

We were stationed at JBER in 2012. After a year living in Alaska we fell in love with the state and knew we wanted to live there permanently. We had used our VA loan to purchase our house in Eagle River and got to stay there a few more years until it was time for our next duty station. Since we are currently station in Fort Bragg, NC  we had our home rented out through a property management company. Considered a rental property our home was not used for monetary gain but as a way to secure our future. It is hard owning a home when you move across the nation every few years. Yet, it always gave us joy knowing that we had a place to go after my husband’s service.

Our home was not the newest house on the block but it had characteristics that we loved. The beautiful two story home was located at the end of a cul-de-sac where we knew our kids could play safely outside without the fear of traffic. The living room had long windows covering the front wall letting it fill with natural light. The upper deck made you feel like you were in a tree house because of the large pine trees growing in the backyard. The attached garage made unloading groceries a breeze, especially when you wanted to avoid the cold winter air. It is hard to believe that we will never live in that house again.

Luckily no one was hurt when the earthquake hit. My heart goes out to the renters and for the possessions they have loss. We were told the house was declared 100 percent destroyed. Our home split in half and fell almost an entire story down when a possible sinkhole developed underneath it. We are still waiting for the official report.

My husband’s intention for a safe place to call our home has buried him under our remaining $289,000 loan when the insurance company denied our claim. We were confident that we were covered for earthquakes but through some miscommunication we were not. At this point rebuilding is not even possible. We are currently looking into all our options for any relief. Our financial future is uncertain.
However, this is not the end for us and I know my husband will always find a way to put clothes on our back, food on the table, and a roof over our heads. Any generosity would alleviate the burden this natural disaster has put on our shoulders. At this time money raised will go to our monthly mortgage that will continue to come until the loan is paid. Updates will be given as we learn more. Please share our story and thank you for your support.

*NEW* There is a new way you can donate.
1. donate using GoFundMe (But they charge for withdraws!  Payment processing is 2.9% + $0.30 per donation)
or
2. donate directly to our bank account (100% free).  Use ZELLE with your bank’s mobile app. Just use my name and email (daricharkless@gmail.com) as the recipient. *I'll write more details about zelle in my 6th update.



35076292_1543910123566354_r.jpeg                                                 Before and After Photos
35076292_154391013964463_r.jpeg35076292_1543910621139049_r.jpegPictured above is the front door sitting lower than the steps
35076292_1543910643183114_r.jpegCorner of house where the garage sank
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New donation option through ZELLE
I got a great tip from a supporter. She mentioned how GoFundMe takes a portion of donations earned (2.9% + $0.30 per donation). Then suggested I should set up a bank account and have donations go directly into it so I could keep every dollar. She then told me about Zelle. I looked more into it and decided I would be dumb not to use it. Here's the basic idea: Zelle is associated with some of the most popular banks like USAA, Citi, Chase, and many more. Just register with Zelle on your bank's mobile device (you can not use it on a desktop) And that's basically it! Just google it for more information or to see if your bank is associated with Zelle. Once you registered you can send donations by using my email: daricharkless@gmail.com as the recipient. I talked to my bank and they said once a donation was made I will get a notification. I acknowledge it and then a confirmation would be sent back to the sender. I should be able to say thank you in the memo. The name of the account I set up is called Eagle River Home Donation. If I do get at least $1,000 I'll lower the goal every time so everyone is aware of the progress. You can still donate with GoFundMe if you wish. I'm just giving everybody another option.
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Alaska earthquake update 12/08/18
House update: I got to see my home last night for the first time thanks to Vanessa Noble on Facebook live. The live video can be found on my Facebook page. It appears that during the earthquake the house rocked backwards and collapsed into the crawl space. The good news: no sinkhole! The bad news: still not fixable. Sometime next week we should have a professional inspection and cost estimates.

Our progress: We still have no state or federal financial aid. The State Disaster Assistance has declined our claim and FEMA is still not taking applications at this time. The only help we have received is from individual donations and I thank you all for your generosity.

What we have been doing: My husband has been talking to our mortgage company, legal services, and financial advisor to see what can be done. I have still been searching every avenue for sharing our story. I have sent requests for support to news stations, newspapers, radio stations, relatable community Facebook pages, and individual company Facebook pages for both Alaska and Ft. Bragg areas. I've gotten some no respond backs, a few nicely put Nos, a couple of interests but no follow throughs, and a little of greatly appreciated yeses! I have been looking at all your suggestions for advice and we will try calling red cross, habitat for humanity, salvation army, and soldier relief fund. I've also been trying to improve my funding campaign through your suggestions. Keep in mind everything is completely new for me and I have to troubleshoot through the GoFundMe page, Facebook, and making videos. It is all very time consuming and I am learning as I go.

Thank you all for your support
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No luck from FEMA yet. Mike said that FEMA is tracking the earthquake. It is an emergency but the disaster numbers haven’t populated in their system yet. So he has to keep checking in. I’ve still been contacting, sharing, and searching for anyone interested in our story. Also I’m providing documents of our ownership to prove who we are once and for all. Once again thank you for everyone’s support.
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Hello everyone again. I decided to make a video so everyone understands exactly our situation and clear up any misunderstandings. I made this on 12/06/18 which is 6 days after Friday's earthquake. Please share the video the link is youtu.be/lFKm36-VY7A
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$7,820 of $289,000 goal

Raised by 115 people in 5 days
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