Welch Home Destroyed: Rebuild & Replace
I realized today that it has been exactly 4 months since Kate, Brian and Lauren's house was destroyed and 4 months today that Henry was killed by the truck that drove through their house. We all appreciate how many friends and family have been asking about them! As you can see in the photos below, they are still not back in their house, but the plan is that their house will be ready sometime in mid-September, a total of 5 months after the accident. Kate and Brian really want to thank you all for your financial assistance, generous gestures and help. Even after all of your donations, however, they are still ending up approximately $15,000 in the hole. :(
Due to recoverable depreciation and items that were depreciated as much as 60% of their value, the insurance company won’t pay for the value of all of their personal property that was destroyed. The nature of the accident is such that it permanently changed the interior and exterior structure of their house, so there are items that cannot be replaced - for example, there is no longer a wall for their antique Hoosier cabinet (valued at $2,500) so they can't replace it, therefore cannot recover the $2,500. Without getting too much into detail, attorneys have advised them that there isn't anything else legally that can be done in order for them to recover this loss. They are just out of luck.
Many of the things destroyed were not only valuable monetarily, but sentimentally (Lauren's baby photos) and family heirlooms which cannot be replaced at all.
Also, coming on the heels of their tornado experience, it is UNREAL how many hundreds of hours Brian and Kate have spent dealing with Ocwen (their horrendous mortgage company) as well as dealing with the insurance company.
All things considered they are doing well and happy to be safe. Kate, Brian and Lauren, Mittens and Sphinx (the cats) are looking forward to being home again and hopefully being lucky enough to welcome another English Springer Spaniel into their home when the time is right.
My goal with this page is to relieve all of their financial burden, if possible. Thank you all so much! And please share on your page.
Sheila Moreau (Kate's sister)
Below is a photo of their house right now. They spent the past two weekends mulching and planting - trying to keep their property pristine despite the damage to the house. Now that they are renting a house across the street, it is very difficult driving home every day to see this view, reliving the accident and knowing that they can't yet go home.
Yes, they are SO very blessed and grateful that they are all safe, but the loss of Henry, the displacement from their home for six months and the hours of nightmare dealings with insurance issues have all taken their toll.
Our whole family appreciates your continued positive thoughts and prayers!