Scott's Road to Success
Donation protected
Hello all,
I am here today doing something I've never liked to do. I am asking for help. Let me explain my story.
On November 20, 2016, I woke up and could not get out of bed. Something was wrong with my lower back. I immediately called a chiropractor here in Omaha, and he has been working with me since.
Because of the issue with my back, I was not able to go to work. I applied for short-term disability through my works life insurance provider, The Hartford. They approved me from November 20th - December 17th, 2016. They told me if I needed to file for an extension, to let them know. A couple days before the 17th, I had realized I was not ready to go back yet. My back wasn't completely working with me and not letting me sit down for long periods of time, which is required at my job.
Needless to say, I asked for an extension and they sent my chiropractor work release papers. He literally had to fax them a letter saying I was not ready to go back to work.
They then called me and said they needed my medcial records. My chiropractor doesn't type them, he hand writes them. So he had to type them for The Hartford, which took around a week. Their deadline was January 6th, 2017, they called and told us they needed this paperwork literally a couple days before hand. They recieved the requested medical records on January 11, 2017.
On January 30th, 2017, The Hartford calls me and tells me they've denied my claim. They said there was no medical documentation that I am in pain, and that my pain is subjective. They did let me know I have the right to appeal, which on February 7th, I have.
On February 6th, I went to consult with a physician here in Omaha. She requested X-Rays of my lower back. On the X-Rays she had said she saw some deformation of my lower back and requested I start physical thereapy. Also, because of the situation, she said it would be beneficial to start me on anti-depressants.
I found out on February 8th, that I need to pay my medical insurance provider that I recieve through work since I have not been working. I have until Februaru 22nd, or I lose my benefits.
Without my benefits, I can't recieve any of the things the doctor would like me to do, including physical thereapy and anti-depressants.
The funds that are raised here will be used towards medcial expenses, as well as helping me get back on my feet. It will go towards rent, so I don't lose my apartment. It will go towards food, so I don't starve. It will go towards back paying my electric company so they won't shut off my heat.
I don't ask for a lot, so I appreciate any help anyone can give.
Thank you in advance.
I am here today doing something I've never liked to do. I am asking for help. Let me explain my story.
On November 20, 2016, I woke up and could not get out of bed. Something was wrong with my lower back. I immediately called a chiropractor here in Omaha, and he has been working with me since.
Because of the issue with my back, I was not able to go to work. I applied for short-term disability through my works life insurance provider, The Hartford. They approved me from November 20th - December 17th, 2016. They told me if I needed to file for an extension, to let them know. A couple days before the 17th, I had realized I was not ready to go back yet. My back wasn't completely working with me and not letting me sit down for long periods of time, which is required at my job.
Needless to say, I asked for an extension and they sent my chiropractor work release papers. He literally had to fax them a letter saying I was not ready to go back to work.
They then called me and said they needed my medcial records. My chiropractor doesn't type them, he hand writes them. So he had to type them for The Hartford, which took around a week. Their deadline was January 6th, 2017, they called and told us they needed this paperwork literally a couple days before hand. They recieved the requested medical records on January 11, 2017.
On January 30th, 2017, The Hartford calls me and tells me they've denied my claim. They said there was no medical documentation that I am in pain, and that my pain is subjective. They did let me know I have the right to appeal, which on February 7th, I have.
On February 6th, I went to consult with a physician here in Omaha. She requested X-Rays of my lower back. On the X-Rays she had said she saw some deformation of my lower back and requested I start physical thereapy. Also, because of the situation, she said it would be beneficial to start me on anti-depressants.
I found out on February 8th, that I need to pay my medical insurance provider that I recieve through work since I have not been working. I have until Februaru 22nd, or I lose my benefits.
Without my benefits, I can't recieve any of the things the doctor would like me to do, including physical thereapy and anti-depressants.
The funds that are raised here will be used towards medcial expenses, as well as helping me get back on my feet. It will go towards rent, so I don't lose my apartment. It will go towards food, so I don't starve. It will go towards back paying my electric company so they won't shut off my heat.
I don't ask for a lot, so I appreciate any help anyone can give.
Thank you in advance.
Organizer
Scott Stearns
Organizer
Omaha, NE
