Living Water MicroFinance Inc.

                         AFRICAN WOMEN FARMERS

Africause will change the lives of many women farmers and their families

Low Interest Micro Loans to Women Farmers in Africa

Living Water MicroFinance Inc.  is a non-profit company operating in Africa -- working  to initiate a fund-raising project to begin providing micro loans for women farmers.


Your donation continues to fund new loans more than nine times: every dollar donated is like donating $4.00 with the support of Government and Non-Government grants . This $4.00 is magnified by nine times because microloans are renewed every four months after a harvest: a $36 value: your $15 donation is now worth $180/year -- every year. What a Bargain!

We are creating a future where women rural farmers can lift themselves out of poverty by themselves. We don't believe in handouts.

We reduce our lending risks (92% return): no other member of a group of five women farmers may borrow until the last borrower has established a regular repayment record: each help each other to pay the Micro Loan. We also  assign a counselor to this woman's group with ongoing, personalized training.

The current lending rate to poor people is 34% per year by standard micro-credit lenders in much of Africa. Our rate of interest is the lowest possible in order to pay our counselors): 8½%/year not including inflation.

I. Any Donations will be directed eventually to MicroFinance in the country of your choice: we will direct your donations to support the first selected country, but ultimately your dollars will be earmarked for the country of your choice. This chosen country begins with a management team of three directors.

                               A THANK YOU GIFT
II. You may also select one of the following gifts in $15 increments ( worth $180/year):

1. A Series of 10 God's Loveletters:over 40 from which to choose.


2. Personalized "Laminatable" God's Loveletters (in a frame to be laminated): 400 to choose-- all occupations, hobbies, sports and interests -- all frameable



3. Personalized First Names & their Meaning (ready for lamination): 1,700 to choose -- all frameable


4. Personalized Compatibility Double First Names & their Meaning ($30 increment) for Two Names                -- all frameable



5. Personalized Funny Cartoons (in a frame ready for lamination): 700 to choose --all hobbies, interests, sports and occupations -- all frameable.



There are cat figures to replace the white faces for non-Caucasians.

These all make Wonderful Gifts to be sent over the Internet -- all frameable so they won't be thrown out!

A small gift will count just as much as a large one toward our goal of 1,000 gifts x $15 increments:

Any Donations will be directed eventually to MicroFinance in the country of your choice:
We will direct your donations to support the first selected country, but ultimately your dollars will be earmarked for the country of your choice:

Algeria
Angola
Benin
Botswana
Burkina Faso
Burundi
Cameroon
Central Africa Republic
Chad
Congo DR
Egypt
Ethiopia
Equatorial Guinea
Gabon
Gambia
Ghana
Guinea
Guinea-Bissau
Ivory Coast
Kenya
Liberia
Libya
Madagascar
Malawi
Mali
Mauritania
Mauritius
Morocco
Mozambique
Namibia
Niger
Nigeria
Republic Congo
Rwanda
Senegal
Sierra Leone
Somalia
South Africa
Sudan South
Sudan
Tanzania
Togo
Tunisia
Uganda
Western Sahara
Zambia
Zimbabwe
 
ALSO:
Indonesia
Malaysia
Philippines